ilmscore | Loan Settlement Predictions
Loa

Loan Settlement

Topic
N/A
Accuracy

Recent Predictions

Total: 3
Correct: 1
Incorrect: 0
Pending: 2
Unrated: 0
Prediction
Author
Predicted at
Status
Video
Loan settlement is advised against due to its negative impact on financial discipline and long-term credit history, which would prevent future loans for housing, vehicles, or credit cards.
"So settlement will be something that I would make as the last recommendation. Right now I am not pro..."
warikoo warikoo
Dec 10, 2025
Correct
3 Loans + 2 Credit C...
A 3 lakh loan is being offered for settlement at 1 lakh, while the 2 lakh loan has no settlement offer yet, with potential for higher charges or UMO.
"For the loan of Rs 3 lakh, they said that it will be settled for Rs 1 lakh and for the loan of Rs 2 ..."
warikoo warikoo
Oct 15, 2025
Pending
₹24K Income, ₹4.5 La...
It is possible to settle a ₹4 lakh credit card debt for ₹1.5 lakh over one to two years, though this will negatively impact credit rating.
"If you settle this 4 lakh rupee, you'll settle it for 1.5 lakh rupees, and you'll pay the same amoun..."
warikoo warikoo
Feb 22, 2025
Pending
50K income, 70,000 I...